Smartphone prices are constantly on the rise, and it is also increasingly becoming difficult to shell out huge amount of money (in one go) on a gadget, particularly in a country like Nigeria where there is no solid financing structure.
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In developed countries, network carriers, smartphone manufacturers and vendors offer instalment pricing options and financing plans that allow users purchase new smartphones and spread payment monthly across a specified period.
In Nigeria, however, this smartphone financing plans aren't as widespread as it is in developed countries but there are certain e-commerce platforms and gadgets retailers that offer flexible payment plans on smartphones, laptops, accessories, electronics and other selected gadgets.
We'll take a look at some of these platforms, details of their financing plans, supported devices, and the requirements.
1. Easybuy
Easybuy is a mobile device financing platform operated by Palmcredit. Easybuy offers flexible financing plans for people looking to purchase smartphones but cannot pay the one-off cost of their desired device.
All you need to do is pay an initial deposit (at least 30% of the phone's cost) and work out a financing plan with Easybuy that lets you spread the payment of the remaining 70% (plus interest) over 3 — 6 months. The process is pretty easy and we have written a detailed A – Z guide on how to buy a smartphone (and other devices) on loan using Easybuy. Check out the guide below.
Continue Reading:How to Buy Smartphone & Other Devices With Easybuy Loan App
2. Jumia Nigeria
Jumia Nigeria runs a flexible financing structure for its customers who cannot afford to pay a one-off price on devices of their desired devices. The plan is under a subsidiary of Jumia Nigeria known as 'Jumia Flex'. Customers of Jumia Nigeria can purchase selected smartphones, laptops, and other devices and spread payments across 3 — 6 months.
To do this, simply visit the Jumia Flex website and select the device you want to purchase, fill the application form and submit. Jumia Flex typically processes applications within 3 working days of submission. If you possess the required documents and everything on your application checks out, your application would be approved and you would be invited to pick your phone at the company's office.
The entire application process is online and the requirements are listed below.
Requirements
- Bank Verification Number
- Bank Statement from last 6 months (in PDF)
- A valid ID card (National ID card, International passport, Voters Card, or Driver's license)
Device purchased under Jumia Flex financing plans are in good conditions and protected under a 12-month warranty. Visit the Jumia Flex website to learn more about purchasing a smartphone and paying in installments.
UPDATE: The Jumia Flex gadget financing program is currently not available. Whenever Jumia Nigeria brings the program back up, we'll keep you posted.
3. SLOT Nigeria
SLOT (www.slot.ng) is one of the oldest and biggest offline retailer of smartphone and all types of gadgets in Nigeria with over 60 stores spread across 18 states in the country. SLOT formerly sold phones, gadgets, accessories, and other home/office electronics to customers on a one-off payment model only but the company now offers more flexible gadgets acquisition plans.
Customers can trade in their old smartphones for a new one as well as purchase a news smartphone and pay in monthly installments over a specified period. Like Jumia, SLOT also offers 3 & 6 months repayment plans for smartphones, accessories, laptops, and other gadgets and electronics.
To purchase a phone from SLOT and pay later, you'll have to visit any SLOT store/branch that closest to you to make enquiries regarding the device(s) you want to purchase, the price, payment plans, and any other details that you need to know. If the terms of the financing sit well with you, you'll be asked to fill an application form and submit the necessary documents. Do that and your application will be processed in 24 hours.
If approved, the device you want to purchase will be handed to you and you can continue with the payment of the device later.
4. ParktelOnline
ParktelOnline (www.parktelonline.com) is another leading smartphone retailer in the country that also provides smartphone financing plans. ParktelOnline basically sells mobile devices and accessories only and as such wants to put smartphones in the hands of those who aren't financially capable enough for a one-off payment.
ParktelOnline's 'Buy now, pay later' plan is only available for its customers located in Lagos and Abuja, and is available for products NGN 50,000 and above. Application can be done online via its website or at any ParktelOnline store in Lagos and Abuja.
Smartphone financing plans not only makes it easy to purchase devices without breaking the bank, it also ensures that you don't miss out on the latest technology because you currently cannot afford it. These are currently the popular platforms that offer 'Buy Now, Pay Later' financing plans in Nigeria. We'll keep this list updated if more companies spring up.
Related
When it comes to mobile phone retailing in Nigeria, Slot Nigeria is definitely worth mentioning, with over one hundred mobile phone stores located nationwide. Not only that, another remarkable thing about Slot Nigeria is that they sale original Phones at a very cheap rate, probably one of the cheapest amongst its competitors. Here are different Slot branches located allover the country with their contact details.
Slot Addresses and contact details.
Here is a comprehensive list of Slot Phone Shop locations in Nigeria:
HEAD OFFICE
Phone No: +2348034620000 +2348096330985
+2348055499358, +2348055499368
Computer Village Branch
15/19 Ola-Ayeni Street. Ikeja Lagos
Phone No: +2348034620000 +2348096330985
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+2348055499358, +2348055499368
OPEBI
NO 19 OPEBI ROAD, AWOSIKA B/STOP IKEJA
08173184153
AIRPORT
MM1, MURTALA MOHAMMED LOCAL AIRPORT.IKEJA-LAGOS .09029439653
Unilag Branch
Suite 2, 2001 Cafeteria, New Hall Shopping Complex,
New Hall Bus-Stop,
University Of Lagos, Akoka Yaba.
Lagos – State.
Phone No: 08100408549, 08055499411.
Apapa Branch
95, Kofo Abayomi street, Opp. Ceaser's Palace, Apapa Wharf.
Lagos – State.
Phone: 08055499364
Apapa Branch2
3, Caulcrick road, off Kofo Abayomi, Apapa, Lagos state.
Phone No: 234-7058791005, 234-7058791027
Victoria Island Branch
13A, Saka Tinubu Street.
Victoria Island, Lagos
Phone No:08055499376
1296, Akin Adesola Street, VI-Lagos.
Phone: 08070592024
SURULERE
67 ADENIRAN OGUNSANYA STREET
SURULERE
08191595440; 08055499365.
IKEJA CITY MALL
ALAUSA IKEJA
Slot Phone Shop In Abuja
08052506989
Oshodi Branch
THE NIGERIAN ARMY ARENA
Arena Complex, Shop C5, 01, 02, 19 & 20
Bolade bus-stop, oshodi
Lagos
Phone No: 08055499410, 08169313791
FESTAC
51 road, 512 junction, festac town lagos
07031543570, 08190409086 ;08055499416 08055499417.
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GSM Village Branch
Block A, Shop 2 Airport Bus-stop.
Phone No: 07028415477; 08055499378
Abuja Branch
Suite C16/17 New Bannex Plaza
Aminu Kano crescent
Wuse 2. Abuja
Phone No: 08055699617
Abuja Branch 2
466, Ahmadu Bello Way, Beside Eddy-Vic Hotel
Abuja.
Tel: 08056293012, 08056293013
Porthacourt Branch 1
Nextime Trading Coy,
Sani abacha Rd,
Poker games in El Salvador Poker is quite prevalent too, and players participate in large-scale tournaments. The Siesta hotel and casino is well visited by tourists. Also the casino by the Crown group has poker facilities and tournaments on holdem and stud poker. Encontre clubes de poker em Salvador (BA) H2 Club Campinas inaugurado. H2 Club Campinas foi inaugurado. Novo Clube de Poker na Avenida Paulista. El Salvador also has a dedicated poker club as well, the Hold'em Club de las Americas in the capital of San Salvador, and live Hold'em is all they offer. One of the smaller casinos, the Casino Colonial, does offer some live poker as well, also located in San Salvador. Confraria de poker salvador. Confraria Poker Salvador, burberry crown casino phone number, vintage gambling punch boards, como ganar en el casino poker.
Tel: 08055499425, 08055499427. Wie gewinnt man am besten im casino slots.
Porthacourt Branch 2
178 Aba Rd, Opp Stanbic IBTC,
Areta Plaza.
Tel: 08055499426, 08055499425
Porthacourt Branch 3
17, RUMUOBIAKANI TRANS-AMADI, BESIDE CHICKEN REPUBLIC.PH. 08112662115,08112662116
ABEOKUTA BRANCH
19 Lalubu road
Oke-ilewo
Abeokuta, ogun state
08191432299, 08055499400, 08055499401
IBADAN
No, 121 Iwo Road,
Abayomi B/Stop, Simisola House Ibadan.
Tel: 08112193965
EKET
68, Eket Oron road
Eket, Akwa-Ibom State
07042774461; 08055499414 ; 08055499415.
UYO
Plot 69, line A
NDDC road, Ewet Housing Estate
Uyo
08191846151, 08055499406 08055499406 ; 08055499407
Akure Branch
33, Oyemekun Road Opposite Wema Bank, Akure
Ondo – State
08168117322, 0805499404,
CALABAR
18 Ndidem Usiang iso
besides Lions club park
Calabar
08191846150, 08055499408, 08055499409
ILORIN 1
27 MURTALA MUHAMMED WAY
09093140448
ILORIN 2
183, Ibrahim Taiwo Road, Ilorin
09093140449
LEKKI
A5 & A6 CHERUB MALL
BEFORE CHEVRON ROUNDABOUT
OPP ALPHA BEACH BUSSTOP
LEKKI
01-8422354,08033913202 ;08055499430 ; 08055499431
To do this, simply visit the Jumia Flex website and select the device you want to purchase, fill the application form and submit. Jumia Flex typically processes applications within 3 working days of submission. If you possess the required documents and everything on your application checks out, your application would be approved and you would be invited to pick your phone at the company's office.
The entire application process is online and the requirements are listed below.
Requirements
- Bank Verification Number
- Bank Statement from last 6 months (in PDF)
- A valid ID card (National ID card, International passport, Voters Card, or Driver's license)
Device purchased under Jumia Flex financing plans are in good conditions and protected under a 12-month warranty. Visit the Jumia Flex website to learn more about purchasing a smartphone and paying in installments.
UPDATE: The Jumia Flex gadget financing program is currently not available. Whenever Jumia Nigeria brings the program back up, we'll keep you posted.
3. SLOT Nigeria
SLOT (www.slot.ng) is one of the oldest and biggest offline retailer of smartphone and all types of gadgets in Nigeria with over 60 stores spread across 18 states in the country. SLOT formerly sold phones, gadgets, accessories, and other home/office electronics to customers on a one-off payment model only but the company now offers more flexible gadgets acquisition plans.
Customers can trade in their old smartphones for a new one as well as purchase a news smartphone and pay in monthly installments over a specified period. Like Jumia, SLOT also offers 3 & 6 months repayment plans for smartphones, accessories, laptops, and other gadgets and electronics.
To purchase a phone from SLOT and pay later, you'll have to visit any SLOT store/branch that closest to you to make enquiries regarding the device(s) you want to purchase, the price, payment plans, and any other details that you need to know. If the terms of the financing sit well with you, you'll be asked to fill an application form and submit the necessary documents. Do that and your application will be processed in 24 hours.
If approved, the device you want to purchase will be handed to you and you can continue with the payment of the device later.
4. ParktelOnline
ParktelOnline (www.parktelonline.com) is another leading smartphone retailer in the country that also provides smartphone financing plans. ParktelOnline basically sells mobile devices and accessories only and as such wants to put smartphones in the hands of those who aren't financially capable enough for a one-off payment.
ParktelOnline's 'Buy now, pay later' plan is only available for its customers located in Lagos and Abuja, and is available for products NGN 50,000 and above. Application can be done online via its website or at any ParktelOnline store in Lagos and Abuja.
Smartphone financing plans not only makes it easy to purchase devices without breaking the bank, it also ensures that you don't miss out on the latest technology because you currently cannot afford it. These are currently the popular platforms that offer 'Buy Now, Pay Later' financing plans in Nigeria. We'll keep this list updated if more companies spring up.
Related
When it comes to mobile phone retailing in Nigeria, Slot Nigeria is definitely worth mentioning, with over one hundred mobile phone stores located nationwide. Not only that, another remarkable thing about Slot Nigeria is that they sale original Phones at a very cheap rate, probably one of the cheapest amongst its competitors. Here are different Slot branches located allover the country with their contact details.
Slot Addresses and contact details.
Here is a comprehensive list of Slot Phone Shop locations in Nigeria:
HEAD OFFICE
Phone No: +2348034620000 +2348096330985
+2348055499358, +2348055499368
Computer Village Branch
15/19 Ola-Ayeni Street. Ikeja Lagos
Phone No: +2348034620000 +2348096330985
Phone Slot In Abuja Egypt
+2348055499358, +2348055499368
OPEBI
NO 19 OPEBI ROAD, AWOSIKA B/STOP IKEJA
08173184153
AIRPORT
MM1, MURTALA MOHAMMED LOCAL AIRPORT.IKEJA-LAGOS .09029439653
Unilag Branch
Suite 2, 2001 Cafeteria, New Hall Shopping Complex,
New Hall Bus-Stop,
University Of Lagos, Akoka Yaba.
Lagos – State.
Phone No: 08100408549, 08055499411.
Apapa Branch
95, Kofo Abayomi street, Opp. Ceaser's Palace, Apapa Wharf.
Lagos – State.
Phone: 08055499364
Apapa Branch2
3, Caulcrick road, off Kofo Abayomi, Apapa, Lagos state.
Phone No: 234-7058791005, 234-7058791027
Victoria Island Branch
13A, Saka Tinubu Street.
Victoria Island, Lagos
Phone No:08055499376
1296, Akin Adesola Street, VI-Lagos.
Phone: 08070592024
SURULERE
67 ADENIRAN OGUNSANYA STREET
SURULERE
08191595440; 08055499365.
IKEJA CITY MALL
ALAUSA IKEJA
Slot Phone Shop In Abuja
08052506989
Oshodi Branch
THE NIGERIAN ARMY ARENA
Arena Complex, Shop C5, 01, 02, 19 & 20
Bolade bus-stop, oshodi
Lagos
Phone No: 08055499410, 08169313791
FESTAC
51 road, 512 junction, festac town lagos
07031543570, 08190409086 ;08055499416 08055499417.
Phone Slot In Abuja Today
GSM Village Branch
Block A, Shop 2 Airport Bus-stop.
Phone No: 07028415477; 08055499378
Abuja Branch
Suite C16/17 New Bannex Plaza
Aminu Kano crescent
Wuse 2. Abuja
Phone No: 08055699617
Abuja Branch 2
466, Ahmadu Bello Way, Beside Eddy-Vic Hotel
Abuja.
Tel: 08056293012, 08056293013
Porthacourt Branch 1
Nextime Trading Coy,
Sani abacha Rd,
Poker games in El Salvador Poker is quite prevalent too, and players participate in large-scale tournaments. The Siesta hotel and casino is well visited by tourists. Also the casino by the Crown group has poker facilities and tournaments on holdem and stud poker. Encontre clubes de poker em Salvador (BA) H2 Club Campinas inaugurado. H2 Club Campinas foi inaugurado. Novo Clube de Poker na Avenida Paulista. El Salvador also has a dedicated poker club as well, the Hold'em Club de las Americas in the capital of San Salvador, and live Hold'em is all they offer. One of the smaller casinos, the Casino Colonial, does offer some live poker as well, also located in San Salvador. Confraria de poker salvador. Confraria Poker Salvador, burberry crown casino phone number, vintage gambling punch boards, como ganar en el casino poker.
Tel: 08055499425, 08055499427. Wie gewinnt man am besten im casino slots.
Porthacourt Branch 2
178 Aba Rd, Opp Stanbic IBTC,
Areta Plaza.
Tel: 08055499426, 08055499425
Porthacourt Branch 3
17, RUMUOBIAKANI TRANS-AMADI, BESIDE CHICKEN REPUBLIC.PH. 08112662115,08112662116
ABEOKUTA BRANCH
19 Lalubu road
Oke-ilewo
Abeokuta, ogun state
08191432299, 08055499400, 08055499401
IBADAN
No, 121 Iwo Road,
Abayomi B/Stop, Simisola House Ibadan.
Tel: 08112193965
EKET
68, Eket Oron road
Eket, Akwa-Ibom State
07042774461; 08055499414 ; 08055499415.
UYO
Plot 69, line A
NDDC road, Ewet Housing Estate
Uyo
08191846151, 08055499406 08055499406 ; 08055499407
Akure Branch
33, Oyemekun Road Opposite Wema Bank, Akure
Ondo – State
08168117322, 0805499404,
CALABAR
18 Ndidem Usiang iso
besides Lions club park
Calabar
08191846150, 08055499408, 08055499409
ILORIN 1
27 MURTALA MUHAMMED WAY
09093140448
ILORIN 2
183, Ibrahim Taiwo Road, Ilorin
09093140449
LEKKI
A5 & A6 CHERUB MALL
BEFORE CHEVRON ROUNDABOUT
OPP ALPHA BEACH BUSSTOP
LEKKI
01-8422354,08033913202 ;08055499430 ; 08055499431
LEKKI PHASE 1
10, GABBY ADE STREET, ADEMIRALTY WAY. LEKKI
08028651477, 08129990618
SANGO OTA
56, IDI IROKO ROAD
SANGO OTTA,
OGUN STATE
08055499402, 08055499403
IFE BRANCH
NO, 35 IFE ILE-SHA ROAD
OPP. DAMILAC FILLING STATION
MAYFAIR ILE–IFE
PHONE: 08055499422, 07044034832; 08055499423
OSOGBO BRANCH
PLOT 2 AYEDUN ESTATE GBONGAN ROAD,
BESIDE FORMER ACCESS BANK BUILDING,
OSOGBO, OSUN STATE.
TEL: 08055499435, 08055499436
WARRI BRANCH
NO.7 AIRPORT ROAD, WARRI.
08055499420, 08055499421
KANO BRANCH
NO 2 ZARIA RD
GYADIGY GYADI /JAOJI
PHONE: 08099355042
ASABA BRANCH
287 NNEBUISI ROAD
ASABA, DELTA STATE
PHONE: 08033290957, 08055495157, 08055495195
MARINA BRANCH
51/52 MARINA ROAD
PHONE: 08053976088, 08052057451
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LAGOS ISLAND
ADO EKITI
ADEBAYO ESTATE, FORMER EKSU HEALTH CENTREBESIDE ENERGY PETROL STATION ADEBAYO ROAD.
PHONE: 08079856807, 08079857094
ENUGU BRANCH
44 Opkara Avenue, Enugu North L.G.A Enugu.
PHONE: 08079857157, 08079857135
IKORODU BRANCH
75, Lagos Road, Ikorodu, Lagos State.
Phone: 08072990187, 08072990188
BENIN BRANCH
89, Ekenwan Road, Beside UBA, Benin City.
Phone: 08079890491, 08079890492
ALABA BRANCH
127, OLOJO DRIVE, OJO ROAD
ALABA INT'L, OJO.
Phone:08070592025
ABA BRANCH
120A Aba Owerri Road, Beside Keystone Bank,
Opposite Abia State Polytechnic
08056293010, 08056293011
OWERRI BRANCH
68 Wetheral Road, Ikenegbu Junction, Owerri
08111798963
That was all we could gather, we hope you find the list helpful enough. Don't hesitate to share the article with your friends, it could your own way showing appreciation, you can use any of the share buttons provided below.
Does the price in your area differ largely with the ones we have listed here, tell us about it using the comments section and also state your state or location in the comment.
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